Stamp Duty and Registration Charges in Pune

When registering property-related documents at the sub-registrar’s office in Pune, buyers are required to pay following charges: stamp duty, registration fees, and document handling charges. Stamp duty and registration charges in Pune are regulated by Maharashtra Stamp Act 1958 and Registration Act 1908 respectively. As per sec 17 of registration act documents for gift of immoveable property, sale deed , release deed , lease deed for the period exceeding one year ,mortgage deed with banks and irrevocable power of attorney of movable property, agreement to sale are mandatorily required to be registered .

What is Stamp Duty ?

Stamp duty is a form of tax applied to transactions involving immovable property. This tax is calculated as a percentage of the property’s valuation or the ready reckoner rate—whichever is higher. Stamp duty rates can vary based on the type of document and the relationship between the parties involved in the transaction.

What Are Registration Charges ?

The registration fee is the cost paid to the state government to register a document related to property.The registration fee is set at 1% of the market value of the property. However, this charge has an upper limit of ₹30,000 in Pune, meaning buyers will not pay more than this maximum cap regardless of the property value.

What are Document handling Charges ?

Document handling charges are calculated on a per-page basis, with ₹25 per page applied as a handling fee. This charge ensures proper documentation and record-keeping of every page involved in the transaction.

1. Stamp Duty and registration charges for sale/purchase of property

Below is a table that illustrates Stamp Duty and Registration Charges in Pune for sale /purchase of property .

Gender of Owner	Stamp Duty ( Stamp Duty +Local Body Cess + Metro cess)	Registration charges
Male	7%	1% of market value of property or 30,000 /-whichever is lower
Female	6%	1% of market value of property or 30,000 /-whichever is lower
Joint (Male + Female )	7%	1% of market value of property or 30,000 /-whichever is lower
Joint (Female + Female )	6%	1% of market value of property or 30,000 /-whichever is lower

2. Stamp Duty on Gift of property in Pune

Following table illustrates stamp duty rate for gift of property in 2025 in Pune to help clarify the applicable rates

Relation of Parties	Stamp Duty ( Stamp Duty +Local Body Cess + Metro cess)	Registration charges
Unrelated	7%	1% of market value of property or 30,000 /-whichever is lower
family member being the husband, wife, brother or sister of the donor or any lineal ascendant or descendant of the donor	3%	Rs 1000/-
the residential and agricultural property is gifted to husband, wife, son, daughter, grandson, grand-daughter, wife of deceased son, the amount of duty chargeable shall be rupees two hundred.	Rs 500	Rs 1000/-

3. Stamp Duty and registration charges in Pune for leave and license of property

Following table illustrates stamp duty rate for leave and license of property in pune in 2025

Description	Stamp Duty ( Stamp Duty +Local Body Cess + Metro cess)	Registration charges
Where the leave and licence agreement purports to be for a term not exceeding sixty months with or without renewal clause.	0.25 per cent. of the total sum of,— (i) the licence fees or rent payable under the agreement; plus (ii) the amount of non-refundable deposit or money advanced or to be advanced or premium, by whatever name called;.plus (iii) the interest calculated at the rate of 10 per cent, per annum on the refundable security deposit or money advanced orto be advanced, by whatever name called.	Rs 1000/-

Stamp duty and registration charges in pune can be calculated using help of https://igrmaharashtra.gov.in/ official website.

How to save Stamp Duty?

While stamp duty is a government tax that can’t be avoided, there are several legal ways to reduce it. Here are some smart strategies:

Register the Property in a Woman’s Name: If possible, consider registering the property in a woman’s name, as some regions offer stamp duty reductions for female property owners.
Take Advantage of Property Depreciation: Look into the depreciation of the property, as per the law, to help lower its value and reduce the stamp duty amount.
Use the Government’s Ready Reckoner Rates for Accurate Valuation: Ensure the property’s valuation is based on the government-declared ready reckoner rates. This ensures you pay the correct amount of stamp duty, avoiding overpayment.

By using these legal provisions, you can save money while staying compliant with the law!

Summary :

Understanding stamp duty and registration charges charges can help streamline the registration process and prepare buyers for the additional costs involved in property transactions in Pune. Remember to check the latest rates and consult with a property registration professional to ensure compliance with local regulations.